1. Privacy Policy

The Privacy Policy describes how ladini.site processes the information and data you provide to us in order to manage your relationship with ladini.site. Any information about you provided to us or otherwise in our possession is processed in accordance with the rules defined in this Policy. Information may be provided through the website ladini.site, by phone, or through other communication channels. Through this document, we want to share with you the basis and purpose for which we collect and process your personal data, and the legal and technical means by which we protect them. By accepting the Privacy Policy, you acknowledge and declare that you understand and agree to the processing of your personal data in accordance with this Policy.

1.1. Who are we?

References to ladini.site (hereinafter "we" or "our") in the Privacy Policy mean ladini.site (hereinafter the "Company" or "we"), operated by Olma LLC (ID: 406227836; hereinafter the "Company" or "we"). We define the purposes and means of processing personal data.

1.2. Who is this document intended for?

For users of ladini.site (including former and/or future ones) or other persons who have expressed interest in a specific product or service, are the legal representatives of our customer, or are contact persons. Also for any other person with whom we do not have direct contact, but whose information processing is necessary/desirable for carrying out our activities and/or improving our products/services.

1.3. How do we collect your data?

• We use so-called cookies and similar technologies to personalize and improve your experience. We collect cookies to simplify navigation on our websites and other remote platforms, offer information in a desired format, improve search parameters, ensure secure user authorization, for marketing, optimize web page design, and adapt them better for the user.
• Your use of our official website.
• Your approach to us to receive a service or product.
• Your use of our services/products.
• Information obtained from public sources.

1.4. To effectively fulfill the obligations arising from the contract concluded between us and the user, including legal obligations, we process your personal data for the following purposes:

• To manage customer relationships;
• To introduce new products and services;
• To monitor your use of our products;
• To carry out marketing activities;
• To send notifications about status related to activity on the site, such as notifications of successful purchase completion or installment plan approval, and others.
• For automatic loan approval by your servicing bank;
• To monitor customer behavior regarding our products and services;
• To develop/improve our brands, products, and services;
• To test new products, systems, or services;
• To deliver quality products and services;
• To receive feedback from you and respond to claims;
• To prevent improper use of our systems and crime;
• To detect and investigate crime, and to prepare reports;
• To manage risks for us and our users;
• To exercise our rights under contracts and agreements;
• To protect our and your legitimate interests;
• For other legitimate purposes.

1.5. What types of data do we process?

Information and data about you (please note that the collection/storage/use/processing of the volume of information listed below is not mandatory for us. ladini.site reserves the right to collect/store/use/process data as necessary in specific cases for various purposes provided for by the Privacy Policy), which we may collect, store, use, and process, may include, but is not limited to, the following data:

• Personal Data:
• User Account Details: When you open a user account (register) and use services, to process/fulfill your order/request and for the purposes outlined in this Privacy Policy, we may ask you to provide specific personal data, such as: first and last name, email address, gender, date of birth, physical address, personal ID number, phone number, etc.
• Voluntary Information: We also collect information you provide to us voluntarily through various communication channels. For example, when you contact us by email or share additional information about yourself using our website services, such as live chats with the website support team, or provide information about personal interests.
• Login History and Technical Information: To improve the functionality of services and provide a better user experience, we collect technical information transmitted by your device, including software and hardware details (e.g., what type of browser and operating system your device uses, your language preference, login time, and the domain name of the website from which you connect to the services, etc.).
• Device and Connection Information: If you install software on your device, we may collect information from that specific device for security purposes, fraud detection, and prevention. For example, we may collect information about other software running alongside the software and detect whether you are using software associated with fraudulent activities (e.g., bots, malware, AI, etc.) or check whether you are using a VPN or proxy.
• Analytical Information: We may collect information regarding your use of the services, such as application usage, file searches, user activity (e.g., pages viewed, time spent on a specific page, online page views, clicks, actions, etc.), timestamps, notifications, etc. Information is collected for the purpose of resolving incidents, as well as for research and analysis regarding your use of the services.
• Non-Identifiable Information:
• We may de-identify and anonymize your personal data so that you cannot be directly or indirectly identified. Our use and disclosure of such de-identified information is not subject to the restrictions within the scope of the Privacy Policy. We may disclose this information to others for any purpose without limitation.

1.6. How long do we retain your personal data?

ladini.site ensures consistent and high-quality protection and security of your personal data.

We retain your data for as long as necessary to achieve the purpose of processing. If you are no longer a user of ladini.site, your data will be retained in accordance with the purposes outlined in the Policy, law, and regulatory documents.

1.7. Who do we share your data with?

If necessary, when the grounds for data processing exist, to fulfill obligations arising from law or contract, we may share your personal data with the following persons related to the activities of ladini.site and listed below:

• Your legal representative;
• Law enforcement agencies or other bodies defined by law;
• Third parties you ask us (or permit us) to share your data with;
• Third parties with whom information sharing is necessary to ensure the provision of products and services you have requested;
• Service providers – companies that provide services to us or will provide services on our behalf;
• Any third party stipulated by law.

For the purpose of providing promotional materials related to services, products, offerings, websites, and applications that concern you and are of interest to you (direct marketing), we may directly use your personal information, which is limited only to your name, email address, or phone number.

1.8. Online Security

Although we take all necessary measures for information security, under conditions of rapid technological development, we are not responsible for the actions of persons who carry out unauthorized access, misuse, or breach of services. We do not provide any express, implied, or other guarantees, except that we will take all measures to prevent such intrusion.

1.9. External Links

The Site may contain links to other websites that may have different policies and methods than ours. The fact that we have presented a link on the Site does not constitute our endorsement, authorization, sponsorship, or affiliation with that site, its owners, or providers. Links to other sites are provided solely for the convenience of your experience. We are not responsible for the content, accuracy, privacy policies, or reliability of other websites linked to our website. Risk exists when using any information, products, software, and services via the Internet. Before using, trusting, or purchasing anything from these sites via the Internet, ensure you fully understand these risks.

1.10. Informational Purpose and Non-Healing Statement

We do not engage in healing. All information provided on the ladini.site website, including texts, images, recommendations, and other materials, is for informational and educational purposes only. No information on this website constitutes medical advice, diagnosis, recommendation, prescription, nor does it replace qualified medical care. For medical assistance, diagnosis, or treatment, please consult qualified professionals. The use of information from this website is at your own risk.

1.11. You have the right to

• Receive information about the data processed concerning you;
• Request the correction, update, and/or supplementation of false, inaccurate, and/or incomplete data;
• Request the cessation of processing, deletion, or destruction of data if:
• You withdraw your consent, which constitutes the sole basis for data processing; to withdraw consent, you can contact us at the email address listed in the "Contact" section on the site.
• The data is no longer necessary for the purpose for which it was processed;
• The data is being processed unlawfully.
• Request the blocking of data if:
• The authenticity or accuracy of the data is disputed;
• The data processing is unlawful, but you oppose its deletion and instead request blocking;
• The data is no longer necessary to achieve the purpose of its processing, but you need it for legal proceedings;
• A request for cessation of processing, deletion, or destruction of data is being reviewed;
• Withdraw your consent, by which you granted us the right to process your data, at any time. In such a case, we will stop processing unless there is another basis for data processing provided by law;
• File a complaint regarding the processing, including with the State Inspector's Service or in court;
• Limitation of your rights:
• Your rights may be limited if this is directly provided for by law, or if the realization of these rights could threaten the country's important financial or economic interests; the exercise of the functions and powers of supervisory authorities; the protection of state, commercial, professional, and other secrets stipulated by law.

1.12. Changes to the Privacy Policy

Over time, it may become necessary to change our Privacy Policy. If changes are made, we will post these changes on our websites. The modified Privacy Policy comes into effect after being published on the site. It is your responsibility to periodically visit our website and, in the event of changes, to review the updated Policy. Providing us with information or using our websites after changes have been made to the Policy signifies your agreement to the changes.

1.13. Terms of Use

Your use of our site means that you agree to our use of your personal data, including cookies. The Privacy Policy is an integral part of the Website's Terms of Use.

1.14. Your Obligations

To receive services, it is necessary for us to have complete and accurate information about you. Therefore, please notify us immediately of any changes to any contact and/or other information provided to the Company for the purpose of receiving services.

Tel: 558219377